manzanilla

Boards Post

manzanilla replied to the Dealing with Debt board. 28 minutes ago

Re: so stupid

Well done JC - you are exactly the sort of person that Payplan was set up to help. I hope it all goes smoothly - it is VERY likely to after an annoying first month or two.

Personally I would send letters re the CPAs as well as email. It's [more]

Boards Post

manzanilla replied to the Improve the Fool board. 18:12

Re: why not publicise these boards?

well I know that the boards per se provide no income. But I thought that in this case it would improve the content of an otherwise pretty useless article...

Boards Post

manzanilla posted to the Improve the Fool board. 09:53

why not publicise these boards?

Today's article on the Co-op situation: [more]

Boards Post

manzanilla replied to the Banking Sector board. 09:19

Re: co-op Bank sub debt

I do wish they would correct the 5,000 bit as it is massively understated.

if everyone could rec OBR's comment (aka TennisVolunteer) below Peston's article that might get the point across.

manzanilla
@SaraLondon

Boards Post

manzanilla replied to the Banking Sector board. 08:33

Re: co-op Bank sub debt

The bar is having £250,000 of liqiud net assets (excludes equity in your home)in the past 12 months or income of over £100,000

I would have thought it was more likely the Co-op would decide that holding size was an effective [more]

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manzanilla posted to the Living Below Your Means board. 08:29

thought for the day

Since my house burned down
I now own a better view
of the rising moon.

-Mizuta Masahide, poet and samurai (1657-1723)

From http://wordsmith.org/words/today.html Many [more]

Boards Post

manzanilla replied to the Banking Sector board. 22:29

Re: co-op Bank sub debt

tweet from Peston:

"Co-op rescue to be announced tmrw. Capital hole is £1.5bn. Will be filled by bail-in, converting bonds into listed shares. See blog soon"

manzanilla
@SaraLondon

Boards Post

manzanilla replied to the Dealing with Debt board. 22:24

Re: 100things SOA

My instinct is that even if you can sell the house for 10k more than the mortgage cost, you will still owe way too much on the secured loan and unsecured debts. Sorry but I don't think this circle can be squared. You need to go [more]

Boards Post

manzanilla replied to the The Powder Room board. 17:09

Re: Lonliness? warning - long

Life is so much nicer if you don't read the Mail.

manzanilla

Boards Post

manzanilla replied to the Medical Matters - Comp & Alt board. 13:44

Re: Antibiotics v Colloidal Silver

Now that looks like a good bit of evidence. If this is the case, why are hospitals turning to silver nanotechnology in their dressings to combat superbugs?

It's a war. We fight dangerous bacteria. Bacteria evolve. We develop new ways [more]

Boards Post

manzanilla replied to the Medical Matters - Comp & Alt board. 08:48

Re: Antibiotics v Colloidal Silver

serpenteer

This paper is about using citrobacter intermedius for mopping up heavy metals, including silver. Wikipedia states that this bacteria is rarely the source of illness, so hardly a superbug.

The paper was also from 1989, [more]

Boards Post

manzanilla replied to the The Powder Room board. 19:34

Re: A delicate subject.

My query was about the feeling AFTER childbirth, the relief of having produced a small human being after pushing etc., obviously not the same as when 'bursting' for a pee, you find a toilet!



It's very easy in Britain in the [more]

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manzanilla replied to the The Powder Room board. 10:34

Re: A delicate subject.

The big difference between giving birth and other sorts of pain is that you know it will stop at some point and that you will get a baby at the end of it. That makes the whole thing a lot more bearable. First baby - yes it hurt a lot. Second, a hell [more]

Boards Post

manzanilla replied to the Comfort Cafe board. 08:45

Re: Apologies in advance

A couple of other thoughts:

If your ex has previously been divorced, his lump sum and pension may already have been divided up to some extent that you may not be aware of.

SSAFA or the Officer's Association (depending on the rank [more]

Boards Post

manzanilla posted to the Jokers Corner board. 07:49

Apology from The Sun

http://www.thesun.co.uk/sol/homepage/news/4966623/Aliens-An-...

manzanilla
@SaraLondon

Boards Post

manzanilla replied to the Comfort Cafe board. 07:36

Re: Apologies in advance

So tough that you have lost your best friend at this difficult time (((KKG))))

We have run up considerable debts (eek) but because some are in my name he considers these are my debts, I have tried to explain that these are actual debts of [more]

Boards Post

manzanilla replied to the Medical Matters - Comp & Alt board. 16:16

Re: Antibiotics v Colloidal Silver

Put simply yes, my colds get better after a hot toddy

Your cold will get better if you do nothing unusual, go for a 3k run every day in the nude, spend several hours every evening counting down from 400,000 to zero or take homeopathic [more]

Boards Post

manzanilla replied to the Medical Matters - Comp & Alt board. 10:56

Re: Antibiotics v Colloidal Silver

The same can be said for any mineral for any purpose, or oil for that matter. Are you suggesting mining should be banned? Is that relevant to this discussion?

It is relevant to an attitude which says that something naturally occuring [more]

Boards Post

manzanilla replied to the Medical Matters - Comp & Alt board. 09:44

Re: Antibiotics v Colloidal Silver

You're right this model must be changed. So what's your argument against a naturally occurring substance such as silver.

I wasn't making an argument about colloidal silver as I haven't looked into it.

I was objecting to two [more]

Boards Post

manzanilla replied to the Medical Matters - Comp & Alt board. 08:22

Re: Antibiotics v Colloidal Silver

The problem is, the pharmaceutical industry earn a lot of money from antibiotics.

As do the peddlers of colloidal silver. And the manufacturers and vendors of dietary supplements and odd devices that claim to have medical benefits. [more]