MunroMan

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MunroMan replied to the Investment Strategies board. 15:18

Re: What happens after the FTSE 100 reaches 7,00

I would not agree that this was the only way.

What do you think it will do instead? Pay it off...

Rob

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MunroMan replied to the Investment Strategies board. 14:23

Re: What happens after the FTSE 100 reaches 7,00

10y gilts give guaranteed, fixed cash flows over the next 10 years. Equities do not

Gilts are only guaranteed in nominal terms. Equity dividends are closer to real returns.

The only way HMG can deal with debt rising from [more]

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MunroMan replied to the Investment Strategies board. 13:05

Re: What happens after the FTSE 100 reaches 7,00

There is no doubt that dividend yields both in the US and UK are much lower than historical averages

So are the yield on gilts and treasuries. That was the point of the OP.

Why does the market accept a yield of only 1.7% on [more]

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MunroMan replied to the Investment Strategies board. 11:56

Re: What happens after the FTSE 100 reaches 7,00

how much the reinvested dividends might have compounded to is totally irrelevant and, short of a windfall or inheritance, you would not have had fresh capital to take advantage of the various crashes.

Good point.

The best [more]

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MunroMan replied to the Investment Strategies board. 10:56

Re: How to choose funds

I was wondering how others go about picking their funds, what strategies they might use, tools, websites etc

These are the questions you should ask

Is the manager earning enough return for the risk he is taking?

How [more]

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MunroMan posted to the Investment Strategies board. 13:46

What happens after the FTSE 100 reaches 7,000?

At the current rate of progress, 1,000 points in six months, it will only be a month or two before the FTSE 100 reaches 7,000. While some will ignore this figure the press will undoubtedly give it a lot of coverage. The figure itself is irrelevant [more]

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MunroMan replied to the Investment Trusts & Unit Trusts board. 08:30

Re: Funds looking quite attractive

(It's a risky business. Who dares wins. Who doesn't, who cares?

Risk is an important consideration in any investment decision. Unless it can be quantified by a measures such as beta the decision may be flawed. Few people buy a car [more]

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MunroMan replied to the Investment Trusts & Unit Trusts board. 19:46

Re: Funds looking quite attractive

To-date my investment is up 14% (dividends not included)

The Market is up over 12%. the question to ask is how much risk he incurred the achieve the additional return.

Rob

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MunroMan replied to the Investment Strategies board. 13:45

Re: Economist : Investment Banks & Trading

You can see the impact on the lack of liquidity when stocks like BT can jump 8% in a day and Aberdeen AM 10% in two days on trading updates.

There is no stock around, no banks to provide liquidity and that means buyers have to prise scrip [more]

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MunroMan replied to the Investment Trusts & Unit Trusts board. 21:15

Re: North Atlantic smaller companies

Buying good companies, hanging on to them and collecting, eventually drowning in, ever-swelling rivers of income... think of it as my 'process'.

Oh, my mistake. Sorry I thought you only ever bought ITs.

Rob

Boards Post

MunroMan replied to the Investment Trusts & Unit Trusts board. 18:00

Re: North Atlantic smaller companies

Think I'll stick to income investing for now.

But only within your strictly defined universe. You risk missing out on other opportunities through such a narrow minded approach.

Rob

Boards Post

MunroMan replied to the Investment Trusts & Unit Trusts board. 17:52

Re: Fund Charges

I wonder how much of that 28bps cost relates to sending its customers 40 pages of marketing guff every 3 days?

Not much, the product providers have that privilege. And it seems RDR 2 will allow that to continue.

Rob

Boards Post

MunroMan posted to the Investment Strategies board. 19:31

A longer view

In 2011 sell side equity analysts starters to increase the forecasts of the dividends companies would declare on their 2012 earnings.
By mid 2012 it was clear from their reports to investors that earnings from UK companies were increasing [more]

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MunroMan replied to the Paulypilot's Pub - Macro Topics board. 19:29

Re: UK plc'c cash mountain

Some of it is being paid out as higher dividends. Total payments have risen from a low of £58 billion to £83 billion, an all time high.

In general depreciation charges usually match dividend payments. Of course depreciation should [more]

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MunroMan replied to the Investment Strategies board. 19:20

Re: Building a portfolio

It doesn't need a lot of time to construct a watch list, and take a peep at it every month or so.

Only because you know what to put in the list and what signs to look for. You are too modest about your own abilities. It is a shame [more]

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MunroMan replied to the Economic Markets & Trends board. 17:14

Re: What UKIP did

Done away with state monopoly airlines and consequent high prices

And Michael O'Leary is so grateful the EU has made his life easier.

Rob

Boards Post

MunroMan replied to the Investment Strategies board. 16:57

Re: Building a portfolio

I would forget funds, and concentrate on building up a portfolio from the FTSE100, choosing a new sector each time, and picking a share from that sector with a yield above the market average. That doesn't mean the highest yield, if that looks [more]

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MunroMan replied to the Investing for Income board. 14:12

Re: Chasing the yield the IT way

unit trusts do not pay a smoothly rising income

That would be because the underlying shares don't. Not only do you have difference between finals and interims some pay quarterly. Add on that the efects of recessions, explosions and [more]

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MunroMan replied to the Investing for Income board. 08:08

Re: Chasing the yield the IT way

and after the briefest foray into open-endeds I never feel like returning for a very, very long time.

Well I suppose one way of dealing with data that does not fit your argument is just ignore it.

Rob

Boards Post

MunroMan replied to the Investing for Income board. 17:21

Re: Chasing the yield the IT way

Incidentally they put up the expected value of the distribution once the XD date has passed.

Indeed, some funds even put that on Trustnet as well.

Rob