MunroMan

Robert Davies

MunroMan’s Activity

Yesterday

NL

Boards Post

MunroMan replied to the High Yield - HYP Practical board. 13:12

Re: Unilever 1st Quarter Results

'm a simple long term buy and hold investor so I really know nothing about this but it occurs to me that one could total up the annual dividends from one's HYP that are declared in US dollars (USD) or whatever foreign currency one wants to hedge [more]

NL

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MunroMan replied to the High Yield - HYP Practical board. 12:31

Re: Unilever 1st Quarter Results

Very true, but which way is the £/US$ heading now?

You know no one knows. But.

The US is still doing QE, the UK stopped ages ago and the ECB is giving it consideration.

The UK is the fastest growing economy in [more]

NL

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MunroMan replied to the High Yield - HYP Practical board. 11:31

Re: Unilever 1st Quarter Results

Looks like the effect may continue.

Don't forget the £/$ FX was 2 in 2007 before the crash. Much of the UK recovery is down to devaluation, as so often.

If the £ rises another 10% and gets back there you can [more]

NL

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MunroMan replied to the High Yield - HYP Practical board. 10:56

Re: sell a lousy yielder?

As a result, your argument will seem highly relevant to some, while others may feel for instance that switching away from a 2.6% yielder to a 4% yielder improves safety, the 2.6% yielder being on a higher ratng and subject to larger falls if bad [more]

Tue Apr 22

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MunroMan replied to the High Yield - HYP Practical board. 08:20

Re: Periodic 're-jig'

He's not the only one that's confused. When the newspapers list the share prices etc. and head a column "yield" doesn't that just mean the current dividend expressed as a percentage of the current price? And what's the difference between [more]

Thu Apr 17

NL

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MunroMan replied to the High Yield - HYP Practical board. 19:53

Re: Can I chop to say 10-12

Because it does add value - the value of not employing that clerk. And probably more important, of not employing the organisation that employs that clerk...

That is not value added, that is switching the payment from £ to your [more]

NL

Boards Post

MunroMan replied to the High Yield - HYP Practical board. 18:09

Re: Tesco Finals

Surely you're not claiming that (repectively) an Income fund won't sell a share paying no dividend and that an Index fund won't sell one that drops out of its index?

Not even the train crash that happened to RSA forced it out of the [more]

NL

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MunroMan replied to the High Yield - HYP Practical board. 15:20

Re: Tesco Finals

The reason is that these sorts of events trigger income and index funds respectively having to sell their holdings

No they don't. Their holdings will just follow the Market down or up.

The only type of passive fund that [more]

NL

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MunroMan replied to the High Yield - HYP Practical board. 09:43

Re: Can I chop to say 10-12

There's the degree of complexity but there's also the effect. For me VOD was annoyingly complex but ultimately more annoying was its significant effect on my portfolio in terms of being forced to realise capital gains at an inconvenient time and [more]

Tue Apr 15

NL

Boards Post

MunroMan replied to the High Yield - HYP Practical board. 16:31

Re: My Apr HYP(ISA) Top Up

My ongoing work on 'entropy' in dividend growth has brought home how fascinating the Morrison enigma is.

With respect Luni that is tosh. Companies are not beings with a mind of their own.

The dividend will be set by a dozen [more]

NL

Boards Post

MunroMan replied to the High Yield - HYP Practical board. 15:51

Re: My Apr HYP(ISA) Top Up

As you mentioned yesterday, this might be temporary due to the VOD affair.

I don't know of any OEICs that have gone XD with the VOD payment yet, just some ETFs it seems. When they do I think the yields could be [more]

NL

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MunroMan replied to the High Yield - HYP Practical board. 13:05

Re: My Apr HYP(ISA) Top Up

but if you want lots of companies and low hassle, a low cost FTSE 100 tracker, which even now yields about 3.5% is worth considering. There are indexes that pay a higher yield too.

The market has moved on. 4% is the new totally hassle [more]

NL

Boards Post

MunroMan replied to the High Yield - Share Strategies board. 13:01

Re: Tracker v. DIY, 2006-13: capital

Luni,

You say this

That is to speak of income, which is all I want in retiral.

And then critise funds for not delivering on Total Return and lagging benchmarks. Both of which I thought you didn't like.

Can [more]

Mon Apr 14

NL

Boards Post

MunroMan replied to the Investment Trusts & Unit Trusts board. 22:58

Re: How to measure a fund

To me, the cheapest fund is the one with the lowest annual expense ratio, and not the one that crams its portfolio full of insurance shares, highly-geared utilities and speculative recovery shares with uncovered but high historic [more]

NL

Boards Post

MunroMan posted to the Investment Trusts & Unit Trusts board. 16:51

How to measure a fund

Buying something, whether it’s a car a carpet or a company, is a tricky process. It involves quantifying the asset being purchased, such as number of seats, size or profits, and then forming a judgement on the value of those properties. It may [more]

NL

Boards Post

MunroMan posted to the Banking Sector board. 16:36

Lloyds Board

This measure accounts for 30% of the Long Term Incentive Plan for lloyds.

Absolute TSR Growth in share price including dividends over 3 year period
Threshold: 8% pa
Maximum: 16% pa


How much influence does the Board [more]

NL

Boards Post

MunroMan replied to the Exchange Traded Funds (ETFs) board. 11:26

Re: UKDV etf

Maybe the increase is due to VOD - quite likely - so I'll wait to see the whole year out-turn before reaching for the champagne:)

It is going to be a major effect this year.

One reason why the reported yield on the FTSE 100 [more]

NL

Boards Post

MunroMan replied to the Exchange Traded Funds (ETFs) board. 11:23

Re: UKDV etf

I started using cash as my HYP marker because at the time if I didn't HYP the funds I'd have spent them or let them languish in the building society.
The building society returns are an easy win.


That is cheating because it is a [more]

NL

Boards Post

MunroMan replied to the Exchange Traded Funds (ETFs) board. 10:16

Re: UKDV etf

.I notice it is 67% increased from the same quarter in 2013.

Is that becaue of VOD?

I have only a minor holding of UKDV to act as a marker for my HYP, in particular.

Good choice. First rule of fund management [more]

Sat Apr 12

NL

Boards Post

MunroMan replied to the High Yield - Share Strategies board. 16:55

Re: Tracker v. DIY, 2006-13: capital

iShares UK Dividend ETF (IUKD), which tracks the FTSE UK Dividend+ Index (weights by forecast yield)

SPDR S&P UK Dividend Aristocrats ETF (UKDV), which tracks the S&P UK High Yield Dividend Aristocrats Index (weights by
[more]

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Boards Stats & Trivia

Big gold star, 5000 posts
Board Posts 7092
Recs Received 9612
People who have rec'd these posts 2176
Recs to Posts Ratio (last 30 days) 7.60
Threads Started 950
Threads Started Percentage 13.40 %
Most Frequent Board High Yield - Share Strategies
Very First Post Re: Bridge - Daily Fool 28 Apr (28/04/1999)
Percentage of Posts Rec'd 37.18 %
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