JoeEasedale

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JoeEasedale replied to the Mortgages board. 13:34

Re: Has anybody bought an Interest Rate Cap?

I'd much appreciate any words of wisdom....
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I will give you some. It would be madness not to fix for at least 10 years on remortgage.

Boards Post

JoeEasedale replied to the Living Below Your Means board. 10:41

Re: problems with contactless debit cards

This may be OTT, but is there a potential market for foil-lined wallets?
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they already exist. I have one even though I do not routinely carry contactless - they are reserved for e shopping where contactless is [more]

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JoeEasedale replied to the Gold & Other Precious Metals board. 10:02

Re: Getting started

then nobody except the person you bought it off would know you had it.

Good point that I hadn't thought about
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A moot point imho. "I sold it to a guy down the pub the day before it became [more]

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JoeEasedale replied to the Does Anybody Know? board. 14:35

Re: Corporation Tax & tax on dividends

So as a basic rate taxpayer, receiving non-tax sheltered dividends needs to complete a self-assessment tax return because of taxable dividends
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No that is not what I am saying and [more]

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JoeEasedale replied to the Does Anybody Know? board. 11:45

Re: Corporation Tax & tax on dividends

Companies pay dividends. There is no income tax for basic rate taxpayers and nothing to be reported under self-assessment. There is further income tax to be paid for higher rate taxpayers, through self-assessment. Dividends received into tax [more]

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JoeEasedale replied to the Gold & Other Precious Metals board. 08:36

Re: Getting started

Ignoring the security aspect are there any advantages/disadvantages in gold coins over bullion kept at somewhere like BullionVault (which is insured). I would suspect buying coins would be marginally less cost effective than buying x amount of [more]

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JoeEasedale replied to the Gold & Other Precious Metals board. 09:38

Re: REE,s Worth Another Look ?

The thing about rare earth metals is that they are not rare. They exist in quantity all over the place. only cheap production and subsidized sales has crushed alternative digs. Now that supply is harder, production all over the place will be up. It [more]

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JoeEasedale replied to the Economic Markets & Trends board. 14:47

Re: What UKIP did

The EU exports more traded goods to us than they import from us.

the UK needs the EU more than the EU needs the UK imv.

No the Exports more goods to us than we export to them.
therefore they need us more than we need them. If [more]

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JoeEasedale replied to the Current & Savings Accounts board. 11:57

Re: Nationwide e-savings

Funding For Lending
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Well the first word does contain the right number of letters, and starts and finishes correctly.

Boards Post

JoeEasedale replied to the Current & Savings Accounts board. 16:27

Re: Nationwide e-savings

Maybe you should try this? 5.1%
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What is important is that folks inform themselves about alternative forms of savings. In other words more than one or two asset classes. That way if negative interest rates [more]

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JoeEasedale replied to the Gold & Other Precious Metals board. 16:23

Re: It's Morning in New York.

Governments historically have had a nasty habit of banning the private ownership of gold, usually at times when you would most want to have it:
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The americans did it -ONCE. They excluded [more]

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JoeEasedale replied to the Current & Savings Accounts board. 13:05

Re: Nationwide e-savings

At this rate, just how long will it be before I receive a letter informing me that 'I' have to pay 'THEM' interest?
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Not too long if the jerks who agree with QE and are calling for negative interest [more]

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JoeEasedale replied to the Economic Markets & Trends board. 13:03

Re: What UKIP did

Not wanting to engage with our closest neighbours but instead insisting on jealously guarding our "freedoms" sounds "little englander" to me.
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If the cap fits. But [more]

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JoeEasedale replied to the Economic Markets & Trends board. 13:01

Re: What UKIP did

freedom to dispense with the decisions of foreign courts.



The European court of human rights which is probably what you are referring to is nothing to do with the EU it is a totally separate [more]

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JoeEasedale replied to the Wills & Probate - Practical board. 10:56

Re: Gold valuation when IHT is due

I had the house valued recently and it cost me £250
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I have never paid for a property value for estate purposes either.
Just ask 3 estate agents how much a fair sale price would be [more]

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JoeEasedale replied to the Economic Markets & Trends board. 09:58

Re: What UKIP did

Strangely the same statement could equally be applied to the anti-europe little englander attitude.
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Not at all.
Savings on the money that the eu is costing us
Freedom to control [more]

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JoeEasedale replied to the Dealing with Debt board. 08:53

Re: Call Credit

I agree with T and M as well.

Not only will you have agreed to a search on application, if you had not done so, you would not have got the credit.

In addition, they did a soft search so that it did not leave a marker on your file. [more]

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JoeEasedale replied to the Gold & Other Precious Metals board. 08:38

Re: It's Morning in New York.

Yes, you've broadly got it. Those people buying physical gold are doing so for different reasons to those who invest in paper gold like ETFs.
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Broadly only though. The physical folks are [more]

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JoeEasedale replied to the Economic Markets & Trends board. 08:30

Re: What UKIP did

Seriously, Joe, I have to ask, what on Earth are you thinking?
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I am thinking that the stay in europe argument is similar to the logic of the frightened child who pulls the [more]

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JoeEasedale replied to the Dealing with Debt board. 19:22

Re: Credit check for working for a bank

Interesting thread. Is it just me, though, that finds it slightly unfair that banks are basically viewing every person with debts as a potential fraudster (considering the relative numbers who fall into each category)? [more]