Blagdon1

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Blagdon1 replied to the Help with this Blasted Computer! board. 18:47

Re: Windows 8 again

companies like PC World have decided the customer can't have Windows 7

Only true for standard retail stores -- PC World Business are still selling plenty of Windows 7 (actually Windows 8 Professional with rights to W7 & W7 [more]

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Blagdon1 replied to the Property Investing - Practical board. 15:09

Re: Letting Agents' Unfair Terms and Conditions

Hi hildens

I recently asked a new agent, Haart in Earley, to find me a tenant.

I had some dealings with Haart in Earley many years ago -- personally I will never ever use them again under any [more]

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Blagdon1 replied to the Venture Capital Trusts (VCTs) board. 14:11

Re: chrysalis SRRP

Still waiting for my new Chrysalis certificate too.

My dividend was based upon the new number of shares though :-(

Boards Post

Blagdon1 replied to the Investment Strategies board. 19:58

Re: HYP or Buy To Let

For what it is worth, I have done both BTL and HYP...
* I did BTL for about 14 years, peaking at 4 properties (incl a 6 bed student HMO)
* I then slowly sold out of the BTL and into HYP
* I have NO regrets about the decision

My [more]

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Blagdon1 replied to the Investment Trusts & Unit Trusts board. 20:02

Re: Investment Trusts - first steps

When I was looking to diversify my HYP, I came up with...
* Alliance
* F&C
* Scottish Mortgage
* Bankers (now looking more expensive)

Note: I place quite a lot of emphasis on costs and comparatively little emphasis on [more]

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Blagdon1 posted to the Gilts & Corporate Bonds board. 19:56

Strategic Bond Funds

Can someone please suggest a hand full of Strategic Bond Funds that are worth me researching further.

Many thanks...
Blagdon

Boards Post

Blagdon1 replied to the High Yield - HYP Practical board. 06:27

Re: HYP or Buy to Let?

If you could build a buy to let portfolio of properties similar to the example below, would you rather do so, than have all your money in a HYP?

No -- been there, done that, too much hard work, stress and hassle.

Boards Post

Blagdon1 replied to the Property Investing - Practical board. 13:07

Re: Buying parents 2nd home. Is this approach le

As the only CGT would be that payable by your parents it would be charged on the actual sale price of £249,500. The mere fact that they could have sold it for £100,000 more is irrelevant. HMRC will charge CGT on the actual gain made, not [more]

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Blagdon1 replied to the Employment & Redundancy Issues board. 20:10

Re: Realistic Salary Expectation?

I think his salary would be approx £2k higher in the SE or outer London and £4k or more higher in central London.

So I would guess Pembrokshire say £2-3k lower than Bristol.

Boards Post

Blagdon1 replied to the Employment & Redundancy Issues board. 20:08

Re: Realistic Salary Expectation?

My son is a graduate working as a trainee accountant toward chartered status in Bristol, but does get 'day release' from his employer - I am pretty sure his starting salary was around £21k, increasing up to something like £23k in his second [more]

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Blagdon1 replied to the Exchange Traded Funds (ETFs) board. 20:44

Re: New to ETF's, looking for details

bailey

I notice some names from the HYP boards here, so I'd be interested to hear if/how they have invested in ETF's to supplement (or even hedge) their HYP approach. Or maybe ETF's are not suitable for an income focussed [more]

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Blagdon1 replied to the Venture Capital Trusts (VCTs) board. 11:30

Re: Foresigt 3 Enhanced Buyback

but there's a downside in that whoever sold you the shares in the first place got a raw deal

Agreed -- I think VCTs are a much better bet now than they were 5-10 years ago.

Boards Post

Blagdon1 replied to the Venture Capital Trusts (VCTs) board. 11:29

Re: Foresigt 3 Enhanced Buyback

but did you not think to use the 2013/14 options in some of them to get 2013/14 well on the way and get tax relief benefits early in this tax year?

No need to - I did not use up all of my 2012/13 tax.


I think we are [more]

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Blagdon1 replied to the Venture Capital Trusts (VCTs) board. 06:56

Re: Foresigt 3 Enhanced Buyback

Can I add 1 more to the 'Collectors Hobby Fund' list...New Century

So that gives 3...
New Century
Hygea
Oxford

Boards Post

Blagdon1 replied to the Venture Capital Trusts (VCTs) board. 06:54

Re: Foresigt 3 Enhanced Buyback

Tolmers

I agree with your points on Core & Oxford.

My only point was in reference to EBBs.

I wanted to pursue as many 'buy at discount and then do EBB' as possible and so I did quite a bit of research on all VCTs with a [more]

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Blagdon1 replied to the Venture Capital Trusts (VCTs) board. 19:40

Re: Foresigt 3 Enhanced Buyback

Tolmers

Just leaves Core & Oxford to be sorted out

I think you will have you work cut out...
* Core hope to have exited VCTs within the 5 years that an EBB will last
* Oxford believe they are immoral and against [more]

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Blagdon1 replied to the Gold & Other Precious Metals board. 18:39

Re: Gold coins - now price has dropped

Perhaps I am being just little too paranoid?

But...

How do you know the coins you buy are real gold?

Boards Post

Blagdon1 replied to the Selftrade Products & Services board. 18:22

Re: WOLF! WOLF!

Get Selftrade to post all notices to you then you don't need to log in to find whether it just a dividend or an urgent corporate action.

Boards Post

Blagdon1 replied to the Help with this Blasted Computer! board. 15:52

Re: Hard disc always running

but the memory has quite a bit -- eg svchost.exe, iexplore.exe, explore.exe, ccvchst.exe.

Sorry, I should have said that this is from Norton.

Boards Post

Blagdon1 posted to the Help with this Blasted Computer! board. 15:49

Hard disc always running

Hi

I have very recently purchase a new desktop Lenovo with Windows 7 professional. This was fine for the 1st couple of weeks, but the last week or so the hard disc seems to be constantly running and the pc never goes into [more]