BarrenFluffit

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BarrenFluffit replied to the Cyclists Corner - Cycling Fools board. 20:51

Re: James Cycles?

can be quirky too; slightly different sized wheels front and rear for instance.

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BarrenFluffit replied to the Cyclists Corner - Cycling Fools board. 13:05

Re: Insurance for cyclists

the advantage of sticking to the rules of the road is that you don't surprise other road users and they understand the situation. No guarantees; ever.

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 10:14

Re: Building a B8/B7 basket

I think your table needs at least another column; costs. And possibly gearing and exposure to fixed interest. The idea being to see if there is a fundamental reason for high discounts or high yields.

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BarrenFluffit replied to the Building & DIY Fools board. 16:01

Re: Inspection pit lighting

Site lights?
http://www.screwfix.com/c/electrical-lighting/site-lights/ca...

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 10:27

Re: Investing in Swiss companies

Unless you were a reasonably well off swiss pensioner maybe,

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BarrenFluffit replied to the Property Investing - Practical board. 16:52

Re: London house sale

Half a million pounds for a modest house in Brixton is insane. I guess with that much money involved everyone is completely dependant on their sale proceeds and relatively small variations in valuation are a lot of money income wise.

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BarrenFluffit replied to the Holiday Ideas & Advice board. 13:06

Re: "Have you been asked to carry anything?&quo

It depends on the contents but a search would open everything regardless. In countries with restrictions on the amount of currency that can be carried its possible that expenses might take them over the threshold I guess (which would include the EU [more]

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BarrenFluffit replied to the Taxes - Practical Issues board. 13:04

Re: Property portfolio CGT avoidance

It is possible that he could pass on/sell some shares and this would pass on fractional ownership. In practise the buyer would probably be family and there might be special rules. This would allow him to use his annual CGT allowance.

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BarrenFluffit replied to the Property Investing - Practical board. 18:30

Re: Renting homes in Wales

Indeed. Two types of letting contracts; standard and secure. No 6 month minimum before possession. A legally valid abandonment process without a court order.
The agreement to have different sections; universal conditions, how it works and [more]

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BarrenFluffit posted to the Investment Trusts & Unit Trusts board. 17:55

Cayenne Trust

This a fund for people who like bargain hunting among discounts. Its a £48m IT so about right for its markets. Only some of the portfolio is visible but they do write up a number of interesting situations; I use them for ideas and to understand [more]

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BarrenFluffit replied to the Building & DIY Fools board. 13:14

Re: underfloorboards insulation

re cutting to size.

The joists should be parallel and if they are jig for accurate cutting may be worthwhile.

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 12:52

Re: Property ITs

For UK investments its basically two markets; London and the rest. London seems to attract international businesses and investors; the demand / prices work quite differently (i.e prices are higher, yields lower). That said significant development [more]

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 10:47

Re: Property ITs

As far as retail goes there are some fairly seismic shifts being brought about by online retailing. The effects are obvious on the high street. My preference would be towards "destination/leisure" shopping locations eg major out of town [more]

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BarrenFluffit replied to the Bert's Investor Sanctuary board. 12:59

Re: Philips lighting breakthrough...

Putting in a whole new installation is substantially more expensive than a like for like bulb replacement. Electricians are not cheap, we seem to pay £75-£100 per hour. Also in absolute terms the cost of elecrtricty saved may make the [more]

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 12:19

Re: Gains on Unit Trusts/OEIC's

Another approach is to see if your asset allocation is still balanced and sell some over exposure. Also gearing is a factor; selling more highly geared investments reduces risk even if the money is reinvested into a similar investment.

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 17:26

Re: CGT calcs for OEIC Accumulation Units

sorry it does do capital re-organisations

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 17:24

Re: CGT calcs for OEIC Accumulation Units

I'd suggest you stick to IT's or ETF's because this CGT calculator can handle them... More specifically look at it's input compatibility and its output. If its suitable then some time spent in figuring out how to get your data into a format it can [more]

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BarrenFluffit replied to the Investment Strategies board. 12:06

Re: Purchase size

" 10 shares. Individual shares are generally going to be more volatile than an investment trusts which means that you can get away with buying in smaller amounts in order to overcome dealing fees and stamp duty? "

i.e buying 10 [more]

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BarrenFluffit replied to the Investment Strategies board. 10:38

Re: Bitcoins

I did read a news article that there are currently technical difficulties in the process and some worries that the system has been manipulated.

Typically money supply with an ordinary currency rises to reflect increases in the output of [more]

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BarrenFluffit replied to the Pensions - Self-Invested - SIPPs board. 10:24

Re: Index Trackers

If its a tax free account and they charge for re-investment choosing the accumulation units can save some transaction charges.