BarrenFluffit’s Activity

Tue Aug 26

NL

Boards Post

BarrenFluffit replied to the Bert's Investor Sanctuary board. 16:49

Re: All dividends reinvested

A couple of modest points on LTBH and trading.

1, Trading costs; the more you pay in costs the less money you make. As strategy is basically doing the same thing repeatedly its harder for regular traders to make money. Choosing investments [more]

NL

Boards Post

BarrenFluffit replied to the Pensions - Self-Invested - SIPPs board. 12:30

Re: Money purchase pension question

There are different types of civil service scheme; the traditional type based on final salary and the newer ones based on contributions made. There are also top up scheme's that work on a money purchase basis.

[more]

Wed Aug 20

NL

Boards Post

BarrenFluffit replied to the Holiday Ideas & Advice board. 21:42

Re: Germany

Germany is great; reasonable prices and lots of interesting places to see. The Schwartzwald (black forest) scenery is very pretty. More castles than you can shake a stick at.

Tue Aug 19

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 18:13

Re: Offer for TEIF at 38.25p

Ok to finish off this thread and IT. The money has now arrived, the company has been officially taken over, is now privately owned and no longer an investment trust.

Bye bye Tamar european Industrial property.

NL

Boards Post

BarrenFluffit replied to the Legal Issues - Practical board. 17:48

Re: Tenancy dispute with landlord

"You can't really have a fixed term contract with a notice clause that goes beyond the end of the term. It is inconsistent. By definition the contract, in contract law, terminates at the end of the term."


Lots of contracts [more]

Tue Aug 12

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 07:41

Re: entry point into IT's

Some people have portfolio's too large for ISA's (e.g proceeds of a property sale)

Also the tax advantages of an ISA are quite limited for a lower rate taxpayer.

Mon Aug 11

NL

Boards Post

BarrenFluffit replied to the Holiday Ideas & Advice board. 15:12

Re: UKWalking

London has a host of ramblers groups; there are lots of walks every weekend and you don't need to be a member for the first couple of walks. It would be a good way to built up your fitness and someone else sorts out the details!

NL

Boards Post

BarrenFluffit replied to the Pensions - Self-Invested - SIPPs board. 15:05

Re: Lump Sum Options

How secure is the employers guarantee of the scheme? A public sector pension is a different position to an employer with a large scheme with substantial defeceit but a now much smaller business.

Assuming the employer is secure. The other [more]

NL

Boards Post

BarrenFluffit replied to the Property Investing - Practical board. 14:53

Re: building plot

If your going to quote a use make it something low value like grazing / keeping a horse. If their on the ball they'll see right through it.

Sun Aug 10

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 12:30

Re: Top-up on UK Smaller Companies

It depends on your overall asset allocation. If smaller companies is now underweight then top it up.

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 09:11

Re: entry point into IT's

Temit's 3 year average discount is 8.64% so now is a better time than "average" over the past three years. I'm aware that this line of thinking is somewhat abusive of what an average is.

Given your time horizon it doesn't look a [more]

Sat Aug 9

NL

Boards Post

BarrenFluffit replied to the Pensions - Self-Invested - SIPPs board. 13:39

Re: SIPP or something else ?

The likelyhood of rules changing is perhaps the best reason to diversify your approach (rather than any assumptions about what the system will look like in the future).

Fri Aug 8

NL

Boards Post

BarrenFluffit replied to the Property Investing - Practical board. 12:41

Re: Tax liability for landlords

Yes sorry I meant net profit. well spotted ixion.

I'm afraid my knowledge of partnerships is quite shallow.

Unfortunately there is no definitive delineation between revenue and capital expenses; its been discussed here and put [more]

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 12:12

Re: Offer for TEIF at 38.25p

Ok so its now gone unconditional and a majority of acceptances.
The shares have gone from my account but the money hasn't arrived. Is this normal?

Thu Aug 7

NL

Boards Post

BarrenFluffit replied to the Property Investing - Practical board. 12:14

Re: Tax liability for landlords

First thing is to establish what the formal form of the business is. Assuming the bungalow is let as an entity it sounds like a partnership. This means that the net income is passed to the partners and taxed under self assessment.

For [more]

Wed Aug 6

NL

Boards Post

BarrenFluffit posted to the Investment Trusts & Unit Trusts board. 17:37

Phaunos Timber IT to refinance

Phaunos is a uk listed timber IT which has just announced that they need to raise money to stay solvent. Not what I'd expect from an IT really. The price has tanked by 17% in 2 two days and the discount is obviously much wider.

I'm [more]

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 10:49

Re: Selling options to increase income

It has the effect of allowing better liquidity in the investments; the brokers know that x shares are available at Y price so they can obtain the shares required to complete an order.

I reckon that this service has a real economic value and [more]

Wed Jul 30

NL

Boards Post

BarrenFluffit replied to the Property Investing - Practical board. 10:55

Re: Moving in-laws into a BTL

You can have an AST for a nominal/peppercorn rent.

The advantage of this is that it sets out the rights and responsibilities of both sides in a transparent manner. It also provides a framework to reclaim the property if their behaviour at [more]

Wed Jul 23

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 10:10

Re: SMT and FCS

Their really apples and pears; the only similiarity is global coverage.

SMT has a relatively concentrated portfolio with a limited number of investments. They buy investments they think are good value with country weightings as a secondary [more]

Mon Jul 21

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Boards Stats & Trivia

Big gold star, 5000 posts
Board Posts 7177
Recs Received 3934
People who have rec'd these posts 918
Recs to Posts Ratio (last 30 days) 1.30
Threads Started 458
Threads Started Percentage 6.38 %
Most Frequent Board Property Investing - Practical
Very First Post Re: To Pyad (17/10/1998)
Percentage of Posts Rec'd 33.51 %
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