BarrenFluffit’s Activity

Today

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BarrenFluffit posted to the Taxes - Practical Issues board. 2 hours ago

Changing brokers and cgt

Say one has a shareholding with £25k of unrealised gains in an non isa dealing account. You wish to switch brokers but continue with the shareholding.

Would the matching rules permit you to sell in one broker and buy the same shares in [more]

Yesterday

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Boards Post

BarrenFluffit replied to the Financial Software board. 14:14

Re: HYP Top Up Quick Q.

Usually its possible to save such a url as a browser favourite so its easy to refer to subsequently.

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 10:31

Re: Manchester & London takes fright

Talking to a bloke that worked on N sea rigs for an oil major at a gig this weekend. He said the consensus was that the current low prices were more weather than climate and in a years time it would all be different. Also that technology was changing [more]

Mon Mar 30

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 18:46

Re: Monks goes Alpha

So Monks kind of becomes a feeder fund for BG's Alpha strategy.

Personally I don't think 100 shares is enough with a global remit. I wouldn't commit on a number per se but with 195 countries its not particularly diversified. Presumably [more]

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BarrenFluffit replied to the Property Investing - Practical board. 18:27

Re: Sell or rent out?

If your housing needs are uncertain then the best asset to have is cash. Retaining a house is a bet that it will be in a suitable size and location at the point you need it again.

Wed Mar 25

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BarrenFluffit replied to the Brokers and Share Dealing board. 12:55

Re: HL isa fraud scam

Its also possible to keep the encrypted keepass database somewhere like a Dropbox folder. You can share a dropbox folder between different devices so the database is both backed up and available.

If you change a password / add an entry etc [more]

Tue Mar 24

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BarrenFluffit replied to the Financial Software board. 12:27

Re: Scrape not scraping

Outside of your script does the URL your using work? Is it in the same layout?

Yahoo sometimes change stuff and the csv links can work differently;

Fri Mar 20

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BarrenFluffit replied to the Property Investing - Practical board. 17:28

Re: Should I buy to let?

Looking at the current market, is there a demand for properties of this size and do the rents represent a reasonable yield.

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BarrenFluffit replied to the Taxes - Practical Issues board. 12:00

Re: CGT question

likewise bed and ISA.

Otherwise its a spreadsheet with a balance of available allowance figure updated after each transaction. Work out the gain per share and thus how many you need to sell (while leaving some margin for price movements). [more]

Thu Mar 19

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BarrenFluffit replied to the Taxes - Practical Issues board. 23:33

Re: CGT on BTL that used to be my PPR

Use pension contributions to increase the amount payable at lower rates?

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BarrenFluffit replied to the Selftrade Products & Services board. 14:19

Re: Transferring ST accounts seperatly

It may help to group investments sharing a characteristic in the same account. So you might split up gilts and bonds, uk equities and foreign (which are all treated differently for tax). Depends.

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Boards Post

BarrenFluffit replied to the Selftrade Products & Services board. 09:56

Re: Transferring ST accounts seperatly

Also it can take months (which may be awkward if you want to do any transactions in the intervening period).

Wed Mar 18

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Boards Post

BarrenFluffit replied to the Bert's Investor Sanctuary board. 08:52

Re: Time to Invest in Germany?

if the euro means that Germany's currency is unnaturally cheap then it creates excess liquidity that has to go somewhere. An investment boom is constrained by the available returns. In the UK and US the liquidity often ends up in property prices.

Tue Mar 17

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BarrenFluffit replied to the Legal Issues - Practical board. 22:41

Re: Raise mortgage using a lasting POA

Tax would also come into it. eg letting a ppr might bring some capital gains within CGT but there's no cgt on death.

The point about matching income streams suggests the purchase of a care needs annuity. The fundamental problem is that the [more]

Mon Mar 16

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BarrenFluffit replied to the Building & DIY Fools board. 18:18

Re: LED light buld to use with PIR detector

Interesting.

The pir I looked at (in another form) quoted minimum loads for switching of CFL and incandescent. The info was on the datasheet of the manufacturer's website; it seems that not all manufacturers distribute that level of [more]

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BarrenFluffit replied to the Building & DIY Fools board. 13:49

Re: LED light buld to use with PIR detector

Also look at minimum switching capacity of the PIR.

Sun Mar 15

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Boards Post

BarrenFluffit replied to the Pensions - Self-Invested - SIPPs board. 22:02

Re: shares or fund

"I am wary of a tracker fund because markets are at all time highs."

If you take something like the ftse100 I'm not sure that comparing it over longer periods of time really tells you much. The constituents change, their weights [more]

Fri Mar 13

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Boards Post

BarrenFluffit replied to the Legal Issues - Practical board. 18:28

Re: Inheritance

Whoever has responsibility, has to act in her best interests; the interests of other beneficiaries are not really relevant.

So the representative seeks the money because the person has a need. I think there was a case about whether the LA's [more]

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BarrenFluffit replied to the Financial Software board. 17:17

Re: live price malfunction

I've been comparing spreadsheet values to the values the broker quotes for quite a while. There are lots of idiosyncracies in price feeds (which sometimes make it into broker's values).

They are never the same but usually within 1-2%. Its [more]

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Big gold star, 5000 posts
Board Posts 7473
Recs Received 4069
People who have rec'd these posts 946
Recs to Posts Ratio (last 30 days) 1.30
Threads Started 472
Threads Started Percentage 6.32 %
Most Frequent Board Property Investing - Practical
Very First Post Re: To Pyad (17/10/1998)
Percentage of Posts Rec'd 33.33 %
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