BarrenFluffit’s Activity

Today

NL

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BarrenFluffit replied to the Holiday Ideas & Advice board. 3 hours ago

Re: North from Perth WA

Consider booking a bus tour; they take you to the out of the way spots, you don't have to concentrate for hours on end and accommodation is sorted.

Its Australia at its best. Improbably big, wildly beautiful, largely untouched.

Yesterday

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 17:09

Re: Scottish Mortgage dilema

Among the "Global" IT's Bankers is a smidgeon cheaper (3pts) but yes Scottish Mortgage's cheapness is a positive attribute.

[more]

NL

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BarrenFluffit replied to the Selftrade Products & Services board. 14:51

Re: Irish Dividend Withholding Tax Refund Claims

Its quoted in London and Dublin but headquarters are in Dubai. Don't know the answer to your question.

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 13:31

Re: Scottish Mortgage dilema

ok it was a (too) quick run down of its attributes. Some elaboration:

1; Generalist. They run a small concentrated portfolio of what they think is cheap. Country weightings are ignored and they are happy to make substantial changes. The top [more]

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 10:54

Re: JPMorgan Russian Securities PLC

Baring emerging Europe Finals out today.

The IT has about 50% of its investments in Russia so the commentary is pertinent.

"While the Crimean annexation was mostly opportunist, the situation in Eastern
Ukraine, which the [more]

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BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 10:43

Re: Scottish Mortgage dilema

Re selling to generate income.

Dividends do fluctuate; having a reasonable proportion of your living expenses as cash savings allows you to obtain cash without transaction charges and top them up in the cheapest way possible. So ad hoc [more]

Sun Nov 23

NL

Boards Post

BarrenFluffit replied to the Legal Issues - Practical board. 18:10

Re: letting agents practice

"because of my continued use of the agent, I have to automatically abide by their standard contract/conditions?"

Strictly I reckon that you took on the contract the previous landlord agreed with the agents. Its not necessarily [more]

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BarrenFluffit replied to the Taxes - Practical Issues board. 16:59

Re: tax due on sale of land

The annual CGT allowance is the amount of capital gain that is free of CGT on all chargeable disposals in each tax year. There's no carry forward/back. The only way to use more than one years allowance is to split the ownership and dispose of [more]

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 16:44

Re: Monks

"would anyone really dismiss it and just focus on the current portfolio composition?"

No; the current portfolio composition isn't everything. Look at the risks they take, gearing and costs.

Sat Nov 22

NL

Boards Post

BarrenFluffit replied to the Legal Issues - Practical board. 14:14

Re: letting agents practice

Your continued use of the agent has established a contract between them and yourselves.

My guess is that they probably have standard T&C for their relationship with landlords. These tend to be pretty broad. If they have them ask for a [more]

Fri Nov 21

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 12:14

Re: Getting to grips with ITs

The "unrealised gains" aspect starts to kick in when the annual gains exceed the annual allowance. Very roughly at about £100k in total value (7% annual stockmarket growth and 10k allowance).

Thu Nov 20

NL

Boards Post

BarrenFluffit replied to the Legal Issues - Practical board. 19:10

Re: Resident Directors

Resident directors would be directors of the management company. The management company may contract an agent and the agent would manage/arrange work.

If the director intervened to stop work (eg asked the workers to leave the premises) [more]

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Boards Post

BarrenFluffit replied to the Taxes - Practical Issues board. 17:18

Re: tax due on sale of land

Do it enough and the "badges of trade" criteria apply. It gets technical.

NL

Boards Post

BarrenFluffit posted to the Venture Capital Trusts (VCTs) board. 17:11

How risky are VCT's?

VCT's on Trustnet have an "FE risk score" attached. 0 is cash and 100 is the FTSE100.

"The scoring system uses a minimum of 18 months and a maximum of 3 years of weekly total returns to measure the volatility of an instrument [more]

Wed Nov 19

NL

Boards Post

BarrenFluffit replied to the Building & DIY Fools board. 00:49

Re: getting Rid of smoke smell

Wash it down with sugar soap. Wear gloves as the water will turn yellow but it does work. Generally concentrate on the ceiling and higher up the walls. Its not pleasant.

NL

Boards Post

BarrenFluffit replied to the Venture Capital Trusts (VCTs) board. 00:31

Re: VCT reporting

I'm not wild about reporting every three months. Its just not long enough for meaningful trends to emerge particularly with unquoteds.

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 21:21

Re: Seneca Global I & G Trust SIGT

"to outperform 3-month LIBOR plus 3.0% over the longer term, with low volatility and the prospect of income and capital growth, through investment in a multi-asset portfolio."

Umm so thats the risk free rate, plus the equity risk [more]

NL

Boards Post

BarrenFluffit replied to the Legal Issues - Practical board. 18:21

Re: Resident Directors

Being resident makes no legal difference; its being a director that has the powers.

That said being resident does tend to mean a familiarity with the building and perhaps a willingness to do the simple stuff (e.g changing light bulbs ) and [more]

NL

Boards Post

BarrenFluffit replied to the Investment Trusts & Unit Trusts board. 18:01

Re: Portfolio holding period

The OP talked about holding period for an investment I believe.

The turnover figure is based on the monetary value rather than the number of holdings. So a firm could vary the size of its holdings and this would generate a turnover figure [more]

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Boards Stats & Trivia

Big gold star, 5000 posts
Board Posts 7252
Recs Received 3977
People who have rec'd these posts 925
Recs to Posts Ratio (last 30 days) 1.80
Threads Started 462
Threads Started Percentage 6.37 %
Most Frequent Board Property Investing - Practical
Very First Post Re: To Pyad (17/10/1998)
Percentage of Posts Rec'd 33.56 %
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